Health

Health Insurance

You probably do not plan on you or someone in your family getting sick or hurt, but it happens and it costs.  Health insurance can protect you from potentially large expenses.  In fact, two thirds of personal bankruptcies are due to medical costs.

Aside from the cost, people without health insurance are less likely to seek and receive preventive care, recommended screenings, and help in managing chronic diseases like diabetes and high blood pressure.  When they do seek help it is usually after they have been sick for awhile – when it is harder to regain health and more costly.

As a result of the Affordable Care Act, also known as Obamacare, a Marketplace for purchasing health insurance has been established.  The Marketplace may be able to reduce the cost of insurance for you and your family.  If you are not insured you may have to pay a fee if you do not get insurance.

Close to a half million Mississippians remain uninsured.  Most do not know that the law might give them financial help to assist with the cost.  Health insurance does not guarantee good health, but it certainly sets the stage for maintaining and improving health.  It can also reduce the stress of financial pressures that can arise if illness or accidents strike.