Credit as an Asset
Credit as an Asset provides an introduction to credit building as a financial capability and asset building strategy and effective credit education practices.
Target Audience(s):
Individuals and businesses attempting to improve credit, people buying homes and cars, community organizations, social workers, teachers, and faith-based outreach programs
Objectives:
Participants will:
- Understand credit building as an essential and viable activity, foundational to the successful implementation of any financial asset building strategy for low-income and underserved individuals and families;
- Understand the credit industry; in particular how credit reporting, credit scoring, and consumer protection have evolved over the years;
- Explore tools and develop skills in order to design, implement, and measure credit building programs based on client needs and goals as well as organization missions and capacities;
- Understand how to identify affordable and responsible credit building products locally; and
- Learn about best practices in credit education, gaining access to responsible financial products, and measuring and communicating client credit outcomes.
Total Number of Modules or Session: 4-8
Total Number of Hours for Program Delivery: 4-8
Program Delivery:
- Educational Class
- One-on-one Intervention
- Webinar
- Websites other than eXtension
Primary Contact:
Dr. Becky Smith, becky.smith@msstate.edu
